{"id":16778,"date":"2016-03-29T15:34:50","date_gmt":"2016-03-29T19:34:50","guid":{"rendered":"https:\/\/askastudent.utoronto.ca\/?p=16778"},"modified":"2019-07-20T20:50:44","modified_gmt":"2019-07-21T00:50:44","slug":"i-really-tried-to-be-clear-in-this-but-osap-is-just-so-convoluted","status":"publish","type":"post","link":"https:\/\/askastudent.utoronto.ca\/?p=16778","title":{"rendered":"untangling the broken slinky that is OSAP"},"content":{"rendered":"<p>Ok, I need some advice (although I will be going to a financial advisor in a day or so + maybe academic counselling as well) I&#8217;ve been full-time in terms of Uoft definition and OSAP definition.However ever since I got a job on the side (which was almost around 20+ hours of work per week) things took a down turn and I ended up dropping courses. Not only was I placed on academic probation from osap BUT now I have been dropped to part-time status on my student account on ROSI\/ACORN I know I need to immediately write down a letter to explain myself to osap and my future goals as to how I will improve but what about my part-time status at UofT? Does this mean I need to start paying back OSAP now? Will be eligible for OSAP? Will be able to enrol as full-time next time? I just need advise as I am panicking b\/c Its more than job that made me drop those courses. I didn&#8217;t like them and dropped them as close to the final day of dropping a course.<\/p>\n<p>\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014<\/p>\n<p>hey there,<\/p>\n<p>so this question is like&#8230;three months late. sorry about that. <a href=\"https:\/\/askastudent.utoronto.ca\/?page_id=1066\" target=\"_blank\" rel=\"noopener noreferrer\">as has been noted<\/a>, i&#8217;m on a bit of a backlog right now and y&#8217;all are NOWHERE CLOSE to slowing down with your questions. which is totally cool &#8211; it&#8217;s just that it&#8217;s gonna take me some time to catch up. please stand by.<\/p>\n<p><span style=\"line-height: 1.5;\">i&#8217;m sure you&#8217;ve gotten the answers you need by this point, but for general interest and the PRINCIPLE OF THE MATTER, i&#8217;m gonna go ahead and answer this anyway.<\/span><\/p>\n<p>you don&#8217;t have to start paying back OSAP right away just because you&#8217;re in a part-time course load. you <em>will <\/em>be required to start paying it back <a href=\"http:\/\/www.adm.utoronto.ca\/financial-aid\/osap-withdrawal\/\" target=\"_blank\" rel=\"noopener noreferrer\">6 months after the date that you dropped down to part-time<\/a>. also keep in mind that you will likely be put on OSAP probation, which just means that you&#8217;ll need to write the <a href=\"http:\/\/www.canlearn.ca\/eng\/index.shtml\" target=\"_blank\" rel=\"noopener noreferrer\">NSLSC<\/a> a letter explaining why you dropped down to part-time. they&#8217;ll be in touch with you with instructions, so just make sure your address online is updated and keep an eye out for any information from them.<\/p>\n<p>as long as you follow those instructions and start paying back your loan when it&#8217;s required of you, you would be eligible to apply for OSAP again once you got back on full-time studies. once you did that, you would no longer be required to pay back your loan &#8211; until you graduate\/stop your studies. and yes, you <em>would<\/em> be able to enrol in a full-time course load; neither OSAP nor the university will stop you.<\/p>\n<p>if you do end up having some time between the end of the 6-month interest-free period and when (if) you return to full-time studies, you would have to pay back the loan every month until you returned to full-time studies.<\/p>\n<p>OSAP is a finicky beast, so keeping in touch with the financial advisor at <a href=\"http:\/\/www.artsci.utoronto.ca\/newstudents\/nextsteps\/contact\" target=\"_blank\" rel=\"noopener noreferrer\">your registrar&#8217;s office<\/a> is a great idea. good luck with everything.<\/p>\n<p>cheers,<\/p>\n<p>aska<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ok, I need some advice (although I will be going to a financial advisor in a day or so + maybe academic counselling as well) I&#8217;ve been full-time in terms of Uoft definition and OSAP definition.However ever since I got a job on the side (which was almost around 20+ hours of work per week) things took a down turn and I ended up dropping courses. Not only was I placed on academic probation from osap BUT now I have been dropped to part-time status on my student account on ROSI\/ACORN I know I need to immediately write down a letter to explain myself to osap and my future goals as to how I will improve but what about my part-time status at UofT? Does this mean I need to start paying back OSAP now? Will be eligible for OSAP? Will be able to enrol as full-time next time? I just need advise as I am panicking b\/c Its more than job that made me drop those courses. I didn&#8217;t like them and dropped them as close to the final day of dropping a course. \u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014 hey there, so this question is like&#8230;three months late. sorry about that. as has been noted, i&#8217;m on a bit of a backlog right now and y&#8217;all are NOWHERE CLOSE to slowing down with your questions. which is totally cool &#8211; it&#8217;s just that it&#8217;s gonna take me some time to catch up. please stand by. i&#8217;m sure you&#8217;ve gotten the answers you need by this point, but for general interest and the PRINCIPLE OF THE MATTER, i&#8217;m gonna go ahead and answer this anyway. you don&#8217;t have to start paying back OSAP right away just because you&#8217;re in a part-time course load. you will be required to start paying it back 6 months after the date that you dropped down to part-time. also keep in mind that you will likely be put on OSAP probation, which just means that you&#8217;ll need to write the NSLSC a letter explaining why you dropped down to part-time. they&#8217;ll be in touch with you with instructions, so just make sure your address online is updated and keep an eye out for any information from them. as long as you follow those instructions and start paying back your loan when it&#8217;s required of you, you would be eligible to apply for OSAP again once you got back on full-time studies. once you did that, you would no longer be required to pay back your loan &#8211; until you graduate\/stop your studies. and yes, you would be able to enrol in a full-time course load; neither OSAP nor the university will stop you. if you do end up having some time between the end of the 6-month interest-free period and when (if) you return to full-time studies, you would have to pay back the loan every month until you returned to full-time studies. OSAP is a finicky beast, so keeping in touch with the financial advisor at your registrar&#8217;s office is a great idea. good luck with everything. cheers, aska<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[147],"tags":[],"class_list":["post-16778","post","type-post","status-publish","format-standard","hentry","category-osap"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Ok, I need some advice (although I will be going to a financial advisor in a day or so + maybe academic counselling as well) I&#039;ve been full-time in terms of Uoft definition and OSAP definition.However ever since I got a job on the side (which was almost around 20+ hours of work per week)\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"aska\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/askastudent.utoronto.ca\/?p=16778\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"askastudent - 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