{"id":54,"date":"2000-08-06T09:34:58","date_gmt":"2000-08-06T13:34:58","guid":{"rendered":"https:\/\/askastudent.utoronto.ca\/?p=54"},"modified":"2007-05-16T14:36:02","modified_gmt":"2007-05-16T18:36:02","slug":"those-goons-broke-my-legs","status":"publish","type":"post","link":"https:\/\/askastudent.utoronto.ca\/?p=54","title":{"rendered":"those goons broke my legs!"},"content":{"rendered":"<p>i paid my credit card bill a day late, will that shun me from all chances of having a good credit rating?<!--more--><\/p>\n<p>well, ok. to be honest it certainly doesn&#8217;t help. but it certainly isn&#8217;t the end of the world. try to be more responsible and make the payments at the appropriate time.<br \/>\nas well, a good suggestion in the future would be to call you credit provider ahead of time and inform them that you&#8217;ll end up having a problem with making your monthly payment. quite often if you give them a heads up they can alter you payment schedule, especially if you haven&#8217;t previously had delinquent issues. the institution isn&#8217;t out to get you. they want you to be happy as a customer of their service and generally try to help whenever possible. one late payment will stay on your record, but probably isn&#8217;t enough to stiff you from future car loans or mortgages. just try to think about it ahead of time and let them know.<br \/>\ncheers,<br \/>\naskastudent<\/p>\n","protected":false},"excerpt":{"rendered":"<p>i paid my credit card bill a day late, will that shun me from all chances of having a good credit rating?<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[29,41],"tags":[],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-crybabies","category-money"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=\/wp\/v2\/posts\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=54"}],"version-history":[{"count":0,"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=\/wp\/v2\/posts\/54\/revisions"}],"wp:attachment":[{"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=54"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=54"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/askastudent.utoronto.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}