• choosing,  commuters,  friends,  fun & places,  gap year,  housing,  money

    in this essay, i will-

    hello! i got accepted into uoftsg and i’m split between whether or not i should do a gap year. i just graduated highschool, and my plan was to do my undergrad and graduate in 2028 with an english degree and a business certificate.

    if i go into uni for this fall, the pros are:

    i’ll keep my academic momentum going and i’ll be with some friends from this year who are also going to uoft. i’ll also be out the house more often and away from my family (i live in an emotionally draining environment, parents are uber-religious christians and big members of our church while i’m a closeted bisexual + athiest!) and uoft is far from our town (~1hr drive)

    the cons are that i’ll have a lot of stress from commuting so much (~2hr commute to and from campus multiple times a week). there will be some financial strain, as i’m depending on OSAP and UTAPS. i don’t have an RESP or anything saved. commuting will also rack up additional costs over time, too. aside from going to the commuter’s orientation, i’ll have a lack of social integration @ school and i don’t want to feel alone outside of classes, or limited because i’ll have a train to catch ;(

    if i try and defer my acceptance and take a gap year, i’ll be able to save up money working to purchase the things i need for school (laptop, school supplies, books, etc.). i could even afford residence (the dream) if i work multiple jobs. i’ll get more time to plan and develop the skills i’m embarrassed about not having like learning how to swim, getting my driver’s license, building a resume, and getting some official job experience.

    the cons are that i’ll have to live with my family during that time and idk if that’s the best for my mental health. part of why i chose uoft wasn’t just because it was a strong choice for my desired program, but also because it’s far away from home with so much social opportunities in a big city that i’ve never been able to experience! like pride parades, concerts, etc. i’ll have to delay those plans for a year then bunk it with students a year younger than me if i can afford residence my first year, but that’s just a small petty con lol. i’m mostly worried about not doing what i planned then deciding i don’t want to go to post-secondary since i’m working and making money. i also don’t know if i’ll have less opportunities for scholarships since i won’t be direct-entry into post-secondary.

    i’m unsure of what to do—it’s a big dilemma that’s been on my mind for a while. my friends say to give it time and do what feels / seems right. i’m unsure of who else to ask about this, and the deadline to defer is around august (?) i think. please let me know what you think and if there are any resources i can look into or areas (like registrar or advisors) that i can ask about this decision. thank you so much in advance, have a great day. ?


    hey there,

    omg i feel you, my friend. this sounds like a really tough decision, thanks for reaching out! as a U of T student and person who knows part of the situation in which you’re coming from, i might be able to pitch in. keep in mind, this is all kind of coming from my personal experience, so take from it what you will!

    Homer Simpson Running GIF

    friends/dorm

    first of all, yes. it’s nice to go into uni already knowing friends in your year. i will say though, that it doesn’t matter as much as it might seem to. knowing friends in your year is only a big pro if you’re in the same program as them and can take the same classes. otherwise, you’ll have to make time to see them outside of class/studying — and in that context, it doesn’t matter if you’re in the same year. in uni, you’re bound to make friends across different years, because the classes are very mixed and there’s much less of a divide between years like there is in high school.

    for example, i went into U of T with like 10 people from my high school, and even if we were all in the same year, we were in different programs so i didn’t see them outside of class time unless we made an effort to. like, it’ll sort of be the same way if you were in first year and they were in second year, do you know what i mean? you won’t be in the same classes either way.

    next, in terms of bunking with students a year younger than you. i can see how this might seem annoying, but again, once you get to uni, you’ll realize that people really don’t pay much notice to age differences less than 3 years. there are SO so many people who take gap years that it’s completely normal for first years to be between 18-20 years old. you’re at the same life stage, and that’s all that matters to people. half the roommates i’ve ever had were gap-year people, and it’s so normal.

    some facts: depending on the residence that you’re in, you’ll also be living with people older than you, like second, third, or even fourth and fifth years. in classes, there are students of all ages — even people who are in their 40s sometimes (i had a 70 year old in my class once). if you’re below the age of 23, nobody cares. you can be a 20 year old in a first year course or an 18 year old in a third year course, and it’s all chill.

    overall, yes, friends are very important during your time at U of T, but you will make strong friendships regardless of if you take a gap year or not! i hope that makes sense.

    moving out/commuting

    ok, this is a big one. considering the home situation that you’re in, moving out/being out of the house sounds like it would be really important for your mental, social, and emotional health. and i’m so sorry to hear that you have to deal with that, i know it can be tough.

    if you were to go into school this year, a 2 hour commute to and from campus sounds like it would be extremely tiring. it also would take up a lot of your study time, to do that for 4 hours a day. i know some people who’ve had a similar commuting length, and they’ve said it can get really difficult, especially during exam season. like, some exams can be 7-10pm one night, and then 9am the next day. taking classes in the morning is also difficult. i know a guy who had to wake up at 5am every week to make it to our 8am class.

    Scared Rose Mciver GIF by CBS

    if you’re studying english, the exam part shouldn’t be a problem for you, since you’ll have final essays to do instead. but the business classes will definitely have final exams.

    so overall, it’s pretty difficult to have a 2 hour commute, but it has been done.

    my question is, would it be possible for you to get an affordable place near campus that isn’t a student residence? i know you’ve mentioned that financially, residence isn’t feasible for you this year. but there are a lot of more affordable alternatives out there.

    although U of T dorms like to announce that they’re oh-so-affordable, they really are on the more expensive side of rent options on/near campus. (especially ones that require a meal plan, those are a literal rip-off, it’s insane). if you want a ball-park idea, check out this page that lists the rent prices for residences last year. while you look at this, keep in mind that the yearly rent goes up by like, at least 1000$ every year, so it’ll be higher this year. these prices make me want to cry lol.

    however, i’d say if you want social integration, dorm is definitely the place to find it.

    affordable housing

    here’s what i’ve found during my hunt for affordable housing this past year. the most affordable option is something called “co-op” housing. i know some people who love living there. co-op housing includes rows of old victorian houses right on the west border of campus with around 8-10 people per house (each in their own single room, i think). according to a recent Varsity article, they charge about $650 to $800 for a single room per month, which is quite literally the cheapest option you can find downtown. i heard some houses also have veggie gardens!

    Strawberry Field Garden GIF by Strawberry Shortcake

    another option you might want on your radar is tartu student residence. it has a more expensive range than co-op housing, but is still much lower than college residences on campus. tartu’s cheapest room is a double-shared room for $712/person per month, and it is right on the north edge of campus, on bloor street. this is a great place, as i’ve heard from my many friends who live there. if you wanna know more about this, let me know.

    those are just the most affordable places i know that are on campus. however, it is also possible to find affordable places within a 15 minute walk to campus, or even a 30-min transit. if you’re interested in renting off-campus, i’d encourage you to check out this crash course post i have about navigating the toronto housing market.

    fun and finances

    anyways, yea. i honestly chose U of T for the same reasons. it being far from home and with social opportunities in the big city is a huge pro. i can tell you that it’s everything i hoped it would be and more, in that area. but all of that fun will still be there in one year.

    and as you said, keeping your academic momentum going is important. it will be difficult to get back in the swing of things, especially considering how academically rigorous things are at U of T (particularly in those business classes). however, it’s not a make-or-break factor. if you have the commitment and work-ethic in you, you will be fine returning after a year.

    i think the real make-or-break factor in this whole situation is financial feasibility. i think your plan of taking a gap year to work and save up money is really smart, if you need to do that. just keep in mind, there are several strategies and programs in place to help with the financial strain of studenting.

    you mention getting a laptop — and yeah, i would say that’s pretty important to have in uni. that’s pretty much the only “school supplies” thing you’ll need. however, there are free computers to use at the libraries. as for books, you can get them second-hand, or find them for free online, which is what i do. (i once spent 7 hours searching for a free version of a textbook that i needed. and you better bet i found it :D).

    Sassy Swag GIF by reactionseditor

    another option i’ll throw out there is getting a part-time work-study job during the school year, like working front desk at one of the dorms or something. there are chill, flexible student jobs that exist on campus which might be a possible source of income during the school year!

    in terms of scholarships, i’m personally not aware of scholarships that require you to be direct-entry into post-secondary. you can read up on scholarships here. there are so many avenues of getting scholarships. there are college-specific awards, application-based admission awards, and also numerous english degree-specific awards. you can search for those using the award explorer, just make sure to filter your search since there are thousands on there.

    resources

    finally, resources. before you make a decision, i highly recommend that you reach out to your college registrar for some professional advice. there, you can speak to academic advisors and financial advisors who can help you navigate this. they are really kind and genuinely helpful, so don’t hesitate to make an appointment with them!

    anyways.

    Season 9 Episode 23 GIF by The Simpsons

    i hope this all made sense. this is a tough decision, but i trust that you’ll make the right choice for yourself. from the sound of it, you’ve thought this out a lot and you’re considering a lot of important factors. i really tried to condense this down lmao, so feel free to reach out again if you have any further questions about what i’ve said here.

    good luck, you’ve got this! so much love for ya.

    over and out,

    aska

  • money,  residence

    school pride costs

    Do you get a free UofT t-shirt or hoodie once you arrive at UofT? Do you need to live in rez to get a free UofT tee?

    ———————————————

    hey there,

    nah. nothing at uoft is for free, and even the things that seem to be free (access to gyms, libraries, orientation week) are things that you’ve already paid for. in some ways, it’s a good thing, because it prepares you for “real” (note the heavy scare quotes) life.

    unfortunately however, t-shirts and hoodies aren’t included in your incidental fees. i don’t know where you heard that you get a free uoft tee (haha, tee-tee) in res. that’s not a thing that happens, and i know people in pretty much every res on the downtown campus.

    the only free piece of clothing you’ll get will be an orientation t-shirt, assuming you choose to participate in orientation, and that’s going to be more about college/faculty pride than uoft pride. if you want uoft merch specifically, you’ll need to spend $40 on a hoodie from the bookstore like the rest of us plebs. i will say that they are really soft, though.

    cheers,

    aska

  • library,  money

    to break the bank or break the back?

    Hi again, a quick question for you,

    I am going to be taking two 0.5 courses this July/August and with intensive work that means a lot of print off slides – for me anyways, I don’t bring a laptop to school.

    Anyway, I was wondering if you guys have any insight on where there is to print for less than it is at the libraries, although the location is so convenient. If I can print pages for less that be great. Any ideas?

    Thanks!

    ———————————————

    Hmmmmmmm.

    I’m cheap and have been saving all my money by bringing my laptop or just… writing my notes so I don’t have much personal experience on this matter, but some places I do know you can check out are:

    1) The Students’ Union Office — $0.03/page

    Personally, I think this is too good to be true.

    Like I just don’t understand. But yeah, the limitations of this one is that printing has to be in black and white, brought in by USB, and paid for in cash. Also, the service is only available Monday to Friday from 12 to 4. Still, those are normal waiting-between-classes hours, so definitely check this one out for me and tell me if it’s real!

    And 2) Kelly Library — $0.08/page

    Yeah, yeah. I know it’s UofT still, but I love em. Basically if you print double-sided on black-and-white — which is their default setting — then it costs 8 cents a page. But if you need it single-sided, then it’ll cost you 10 cents.

    I don’t think going off campus will really do much for you. The university DOES try to be as economical as possible…

    But why don’t you just, you know, write your notes? I get that slides can be important if you need to memorize formulas for example, but if it’s for say key sociological concepts, that’s something you’re better off writing down and learning as opposed to reading off a slide and barely recalling.

    And if that doesn’t float your boat, then invest in a printer!

    It’s easy to whine that you ~*~don’t have the money~*~ but I’m sure if you consider its long-term use and cut back on daily frapps or whatever suits your fancy, you’ll get by. But if you really don’t have the funds… well let’s face it, if you can afford to print the slides, you can probably afford a passable printer.

    Still, I do stress the whole pen and paper thing! 😉

    (Also, take a look at this hilarious post by blogUT about the dos and don’ts of using slides.)

    Cheers!

    aska

  • money

    if i had a dollar for every repeat question… i would not have a dollar for this one!

    Hiya,

    So I (read: my father) paid the minimum amount for my summer course this year but I still have a current debt sitting in my ROSI of about $250 or so. When do I have to have this paid by? When does interest kick in? etc etc

    Thanks a million.

    Love,
    we’reinlotsofdebtand250isalot

    ———————————————

    We’reinlotsofdebt,

    Interest is going to start building on June 15, so try paying by then to avoid the monthly 1.5% screw over.

    swimming in student loans,

    aska

  • money

    more money for the marks

    Hola aska,

    I’m planning to apply to professional school once I complete my 4th. However, I don’t think I’d want to officially graduate at that point because I might end up considering a 5th year to boost my grades. If things go well and I don’t need the fifth year but I’m already a month into it, how much money can I get back? Also, does the amount I can get refunded differ when I cancel my registration (late August-early September) before the start of the semester?

    Muchos gracias,
    DL

    ?????????

    Bonjour mon ami,

    Although the exact dates change each year, you can definitely refer to the 2012-2013 refund schedule to get a feel for what you?ll be getting back if you decide to back out of your hypothetical fifth year. So if you choose to cancel registration in late August or really, really early in September, you should get all of your money back. There would probably be something on your account saying you owe around $45 for a ROSI access fee, but even that will eventually go away.

    However, the easiest way to put this is that if you go to the class, you will be charged something. So if you don?t drop out before school officially starts, you?ll have to pay a minimum of $235 (granted that may very well change for next year). But if you wait for a full month, there?s a very good chance you won?t get any money back, so do try figuring out what you want before you give the university a whopping seven grand.

    But if your concern is raising your GPA, there are always summer courses. Some people either do really poorly or really, really well, so consider that instead of spending a full year back at U of T.

    Ciao!

    aska

  • dropping courses,  money

    Show me the Money

    Hey Aska,

    Ok so im starting my first year at UTSC this fall and I want to do a double major in Human Biology and Physics/Astrophysics. My life is going to be crazy with like 30h of school a week, and I have a strong desire to not kill myself sooooo I was thinking that in the event things gets to hectic for me, I would drop a course and take it in summer school. I know that the last day to drop a course without academic penalty is Wed, November16/2011(says so in the calendar)…… but what is the last day to drop it without Financial penalty???

    😀 thanks a bijillion,

    Cheers,

    Rubz

    ———————————————

    Hey Rubz,

    I’m glad you asked! It takes a lot of detective work to find the university’s financial deadlines online. Gee, I wonder why… *wink*.

    They’re hidden – I mean, posted – on the Student Accounts website. According to the refund schedule for domestic students at the University of Toronto Scarborough Campus, the last day to drop a course and receive a 100% refund was September 21st. To receive any refund, Y courses must be dropped before November 10th; F courses before October 13th; and S courses before February 12th.

    cha-ching,

    Aska

  • first year,  money

    money in the bank

    Dear Ask,
    I am going to be attending my first year at U of T. I have already paid the minimum payment for tuition, and I was wondering when I must pay the remainder by.
    Thanks !

    ———————————————

    As long as you pay the remainder of your fees by the end of the school year (that’s mid April), you won’t accrue any additional evil U of T interest. Since you’ve paid the minimum payment for tuition, you are also registered in your classes! Yay!

    xoxo, Askastudent

  • money

    so you’re poor…

    Hello Aska!

    Here’s a self-proclaimed poor poor guy who is trying every possible means to cut budget. Hope u can provide some insiders’ tips on the various areas i’m going to ask on.

    I’ll be a first year student in St.G, commerce stream this falls and tuition fees is alrdy a major burden. Manage to take a cursory look at the online UofT bookstore and my eyes turned red when i scrolled to the price-tags.. Yup, actually I would like to know how much of a necessity are textbooks for the various courses in UofT? More specifically for Mat133y, Eco209y, Rsm100y. Are there any second-hand bookstores in campus or outside-campus? To Aska readers! – are there anyone willing to part with their books for the above mentioned modules at a discounted price?

    That goes, another aspect i think i can budget on is the UTSU health and dental plan. I understand that all full-time St G students are paying for services to UTSU via our non-academic incidental fees (consisting of four categories, namely *UTSU-Dental Plan, UTSU-Student Commons (St G), UTSU (St George) & UTSU-Accident/Pr Drug Ins*). There exist an opt-out option but i wish to further clarify the implications b4 finalizing a decision. May i know of which categories of fees will be refunded back to the student upon successful opt-out, and the consequences involved (as in what kind of benefits are withdrawn, provincial health insurance shd be sufficient right?)

    It is likely that you will suggest for the path on application for financial assistance as a solve-all. I feel that there’s definitely ppl worse off than me in the wealth spectrum, it will only be fair not to deprive them of these assistance opportunities. So, do advice accordingly =) Other budgeting tips are welcome too!!

    Thanks

    ———————————————

    Askastudent understands your need for cool, cheap stuff. School is expensive (my days of surviving on falafels are not far behind me, like at all), and when you factor in tuition, rent, textbooks and the general cost of living man, it can all add up to a hefty cost.

    For cheap books look on Craiglist (seriously!) and check out the several used book stores in the area. U of T has a discount text book store all on its own, in addition to a book swap hosted by UTSU, plus several used book stores in the Annex.

    As for the opt out, you won’t receive the kick-back to that money until October/November. UTSU usually posts the details, but doesn’t have the 2010 info up on their website yet. Here is last year’s information.

    In terms of other budgeting information – Aska recommends taking advantage of free services on campus (the Athletic Centre, CINSSU’s Free Friday Films, The Hart House Record Room), buying your groceries at the nearby Kensington Market and/or Chinatown and going home to do your laundry for free. You can rent all kinds of good movies at Robarts, take out free books and attend events on campus for free food. Best of luck and steal as many supplies from other people’s frosh kits as you can. That gratis deodorant will come in hand in December when you are poor, stressed and stinky.

    Don’t forget to talk to your academic registrar about academic bursaries and awards!

    xoxo, Askastudent

  • enrollment,  money

    i go here, really!

    Is there another way to get proof of enrolment without having to go to the campus, I need it for a student loan application, and the bank will not accept my acceptance letter as proof, and I live about four hundred and fifty kilometres away from Toronto.

    ———————————————

    You will have to contact your college registrar to get them to write you a letter of enrollment. This is pretty standard procedure, for student loan applications, blood donor transfusions and ways of scamming elderly millionaires of their estates (just kidding!), but college registrars are often busy in peak times of years, such as these, and it may take time to get them to write you a letter and either mail or fax it to you. Contact your registrar here.

    Otherwise you could get a U of T tat branded onto your ass and flash your teller? Who knows, it could work.

    xoxo, Askastudent

  • fees,  first year,  money,  new kids,  textbooks

    Read it and weep.

    Hi,

    I’m doing a budget for the coming school year (aka figuring out how much money I can spend on Thai takeout/going to shows/clothes/other fun stuff whilst still having enough to feed myself) and have general figures for all my expenses except books. Could you give me a ball-park estimate of what a first-year Humanities student should expect to spend on books? I’m taking an economics course, a german course, and three social sciences courses, if that helps.

    Thanks!

    ———————————————

    Before I answer your question, I want to say that… in the first week of class you will receive a course syllabus from your Prof. This will list the exact required readings for the course, and where you can pick them up – officially. Generally, it is not a good idea to buy your books before attending your first class. It’s common for students to switch up courses in the first week. You don’t want to have spent a billion dollars on books for courses that you ain’t takin’. Then again, you could avoid bookstore lineups by going early for courses that you know you MUST take.

    But for now, for you… an estimate of book costs… yes. Let’s get down to business.

    There are two ways to answer your question:

    The standard response is… one thousand dollars. This is a very rough estimation, based on an equally approximate average of $200 per full course, or $100 per half course. Again, this is rough math (the only kind a humanities student like you really knows). Also, Humanities course books will certainly be cheaper than Science courses, namely because there are no goggles or lab coat required to read Shakespeare. What I am basing these numbers on? The word of a financial aid advisor, costs of books at the U of T bookstore, personal experience, and the positioning of the moon in the seventh house.

    If you want a more accurate estimate of your course book costs, you can try to find out the prices for each course. I did some investigative work based on what you said you’re taking.

    ECO100Y: Intro to Economics: for the Summer offering of this course, the U of T bookstore sold the course pack for $145.50.

    GER100Y: Intro to German I: the German Department actually publishes its 2009-10 course syllabi online (amazing). The required textbook is listed there, and costs $45 on amazon.com. If it is sold at the Bookstore it will cost more. I promise.

    POL103Y: Canada in Comparative Perspective: the Bookstore sold this book for $100 for the Summer offering of the course. Amazon.com is selling it for $95. Wooo. There is also a course reader (a bound collection of journal articles) that is required and typically costs around $100.

    POL108Y1: Global Networks: last year’s course had three required readings that are available at the U of T Women’s Bookstore (where all the cool books are). Online they cost $10 + $10 + $15. Weekly readings are actually posted (for free) on the course website. Double wooo.

    SOC101Y: Intro to Sociology: Prof. Brym actually designated a series of his OWN books as required readings. This is a moderately irritating cash grab, but then again, if you ain’t a Rotman Prof you ain’t exactly ballin’. The costs on the publisher’s website are: $104 + $60 + $23 = $187. You also need to buy an “iClicker” from the Bookstore for $35 – which is all the rage in Con Hall these days.

    Okay! I’m exhausted. The point in doing all of this research is less about giving you exact monetary sums, and more about showing you the different ways of finding out what + how much your books are. Got it Watson?

    Now, that was an “official” response to the issue of buying books… but the starving student response is… considerably cheaper. Below is a list of alternative methods/tips for getting your course books without succumbing to the inflated prices of the man.

    a) Check out the library system: U of T’s library collection is friggin huge (the plus side of being at a massive university). Depending on how large your course is and how frequently the readings are required, you may be able to get by signing them out. Typically, Profs will put a few copies of a course reader in the “course reserves” section of the library. This limits your sign-out period to a day or two, or maybe the books can’t leave library. You can photocopy select readings from these if you want too.

    b) Differentiate between required and recommended readings: when you’re poor… the word “recommended” takes on a new meaning – if you catch my drift. Usually these books are only useful if you are totally struggling, you are an ultra-keener, or for when you are writing essays.

    c) Locate second hand bookstores. There is one across from the bookstore on College St. They have new and used books, and they are cheaper. Just find out if the editions are the same (they change very minimally every other year or so… just to milk us for more money). The Prof will tell you if an older edition will suffice.

    d) Buy books directly from students who have taken the course last year. You will often find advertisements in res bulletin boards. Check these out even if you don’t live there.

    e) As suggested before, ordering from amazon.com, or directly from the publisher may be cheaper… depending on the shipping cost.

    f) This may or may not be illegal… buuuut you can possibly photocopy a library’s copy of the entire textbook. Here’s what you do: get your hands on a copy of the textbook from the library, gather up a bunch of friends/acquaintances in your course, take the book to a local copy centre (the less mainstream, the better), and order as many copies as required. Why is this awesome? It’s waaay cheaper. Your fellow copyright infringers and you will become instant fugitives… I mean friends. And your version will come in a coiled binding that you won’t feel bad about defacing with highlighting and scribbles.

    If I had even half of a moral in my body I would NOT suggest this on a University-sponsored forum, like askastudent. Lucky for you I don’t. So do it, but don’t go telling people I told you to. Do we understand each other?! I thought so.

    The flipside to buying cheap books is selling old books. Post ads in residences or sell them back to the bookstore. This is actually quite a viable option. Apparently you can get back up to 50% of the original cost.

    Will all the money that you save on books might I suggest spending it this way….

    Indian takeout from Banjara

    Muchos nachos at the Green Room (beware of funky draught beer)

    Performances by the Drama Program at the Helen Garpheghasdfhgeklfns Playhouse

    Streetcar + ferry ride + bike rental + picnic on Toronto Island

    Get fancy and have one drink at Panorama (a better view than the CN tower will offer… because you can actually see the CN tower)

    Classic/Alternative/Delayed movies at the Bloor Cinema (get a membership)

  • admissions,  money,  notes

    faust revisited

    I got in. But missed the deadline for scholarships (Feb 27!), probably cannot afford to actually go unless I sell my soul to a bank, or anyone who would want to buy it in exchange for an education. Anyone?
    How bad is it to borrow from the bank? Im working full time…and I have no financial help from my parents. What can I do? I would love some help in terms of resources, if there are scholarships left…Im looking but there is not much. I applied to UTAPS already. Anything else? Thank you very much.

     

  • money

    Tiptoe through the tulips with me.

    Dear Aska,

    I really really need your help asap. I just found out today that I will be getting no OSAP from the government because according to them my parents make way more than enough money to cover it. However, they don’t seem to take into consideration the fact that my parents will NOT be covering it, nor have they put any money away for me, nor are they in the position of doing so since they’re way in over their head in debt. My mom’s currently in school too, hence she’s no longer working. So what the friggin hell can i do?!?! i mean there’s no way i can handle this comfortably unless i can get a bank loan, but paying that off in itself is going to be impossible and will place me in A LOT of debt by four years! I do have a job, but if i were to take that path strictly i’d probably only be able to cover the monthly interest. SO please HELP me! is there absolutely nothing i can do or anyone i can talk to at UOFT regarding this problem? is there any other form of financial aid that is available to me? any input you may have is highly appreciated please please tell me what other possibilities there may be, if there are indeed any!!

    ?

  • jobs,  money

    …must be funny, in the rich man’s world.

    hey askak,

    i m a first-year entering innis this fall, and i REALLY REALLY REALLY need money!!! (and experience and research skills and all the other crap that’ll eventually get me into med school…). So i m just wondering: exactly how to find those reaearch-type jobs on campus and would a prof actually consider hiring a lowly first-year????
    ps. love ur site, more helpful than the ut sites…lol

    ?